Deep tms treatment is covered by Medicare and many insurance companies. In some cases, prior authorization from an insurance company may be required. Many insurance companies have established health coverage policies for NeuroStar TMS therapy. Please refer to this page and check back often as coverage may change and additional plans may be added.
Below is a list of insurance companies and applicable states that cover EMT therapy if a patient meets the necessary medical requirements and all other necessary guidelines are met. Medicare insurance covers up to 80% of the costs of treating EMT for depression therapy. Patients with coinsurance or secondary protection pay less than 20% of the cost of EMT, and sometimes there is no cost to the patient. EMT therapy isn't a necessary treatment for everyone living with depression, but it can help when other treatments haven't been effective.
People who have a history of seizures and people living with bipolar disorder should not consider EMT therapy as an option to treat depression. Physical Exam Before starting EMT therapy, your doctor may perform a complete physical exam to make sure there is nothing that could inhibit treatment or cause you serious harm. The National Institute of Mental Health has funded many clinical trials demonstrating the effectiveness of EMT treatment using a double-blind controlled group. These side effects of EMT are incredibly rare, and hearing loss is only a problem when patients receive inadequate hearing protection during treatment.
However, many doctors will involve their patients in the treatment of TMS while they continue to take prescribed medications. The largest commercial insurance in the U.S. UU. (United Healthcare or Optum) and the second largest nationally but the largest in Florida (Florida Blue or BCBS) adopt very restrictive criteria before allowing their members the option of TMS therapy.
You can save money by reducing the total cost of TMS, but you may also have to pay copays, deductibles, coinsurance, or both. It's important to talk to your doctor about these issues before you go any further, so you don't have any complications from EMT therapy.